The rapid approach of Artificial General Intelligence (AGI) is poised to redefine economies, societies, and global power structures. By 2027, AGI may be capable of surpassing human intelligence across nearly all cognitive tasks. This transformation raises profound questions about real estate, healthcare, national economies, global conflicts, and the future of work. Below, we explore key implications of this technological singularity.
Longevity and Its Impact on Real Estate, Healthcare, and Senior Care
If AGI-driven biotech breakthroughs extend human lifespans to 150 years, industries built around ageing will be fundamentally disrupted. Senior care becomes a long-term wellness management system rather than end-of-life care. Healthcare companies pivot from reactive treatments to personalised, AI-driven regenerative medicine.
Real estate faces profound shifts. Housing demand could explode as people plan for century-long retirements. Intergenerational cohabitation may rise, reversing the trend of senior living communities. Retirement ages extend dramatically, transforming financial planning models. Pension funds, designed for 20-year retirements, become unsustainable.
Do Large US Companies Get Nationalised?
If a handful of tech companies create an intelligence vastly superior to humans, do they still operate as private entities? The existential and economic stakes suggest governments may nationalise or heavily regulate AGI firms. The question becomes: how much profit is a company allowed to retain if it effectively creates a god-like intelligence?
The US government could impose strict ownership limits, fearing that concentrated AGI control creates an unaccountable superpower. Tech companies may resist, but national security concerns could justify intervention. If private corporations control AGI, they effectively control the future of humanity—an unacceptable outcome for any government.
Does AGI Trigger World War III?
If either the US or China is known to be within six months of AGI, does the world erupt into war? The answer depends on perceived existential risks. A near-AGI entity grants unparalleled power—economic, military, and informational—making it the ultimate geopolitical prize.
The risk of preemptive strikes escalates. Governments may launch cyber warfare, sabotage, or even kinetic attacks to prevent rival nations from achieving AGI dominance first. The arms race to ASI (Artificial Superintelligence) could mirror the nuclear arms race but at an accelerated, uncontrollable pace.
How Do We Fund UBI While Competing with China?
With 30% of the population unemployed due to AGI, universal basic income (UBI) becomes a necessity. But how does the US, with a debt-to-GDP ratio of 120%, fund it while simultaneously leading an AGI arms race?
A $13 trillion one-time stimulus previously caused housing prices to double. Permanent UBI could have similar inflationary consequences. Potential funding sources include:
- Wealth taxes on AGI firms
- Sovereign AI funds that generate revenue from AGI advancements
- Devaluation of fiat currencies in favour of AI-driven digital economies
However, these measures risk triggering financial instability and capital flight.
What Happens to Stocks and Savings?
With employment prospects dwindling, the public may panic-sell stocks, causing market crashes. If AGI-driven automation outpaces economic adaptation, many traditional assets could decline in value.
Alternative investments may surge:
- AI-managed hedge funds outperforming human traders
- Cryptocurrencies as hedges against fiat instability
- AGI-driven intellectual property monetisation
The concept of “savings” may also shift towards ownership in AI-powered entities rather than traditional markets.
Lenders, Mortgages, and Mass Nonpayment
If 30% of people can’t pay their mortgage, what happens to lenders? The housing market may collapse under mass defaults. Governments could intervene through forced mortgage forgiveness or mass refinancing.
For individuals, the ethical and financial calculus changes. If employment is permanently scarce, does it make sense to keep paying a mortgage? A wave of strategic defaults could reshape banking regulations and lead to new financial models where homeownership is no longer linked to stable employment.
If Your Job Will Disappear in 4 Years, Should You Quit Now?
For those in soon-to-be-obsolete fields, the best strategy might be to transition early rather than wait for displacement. This could mean:
- Learning to work alongside AI rather than compete with it
- Pivoting into industries that remain AI-resistant, such as politics, ethics, or human-AI mediation
- Monetising human creativity and experience in ways that AI struggles to replicate
Alternatively, some may choose to exit the workforce altogether, relying on government support and shifting towards AI-generated wealth distribution systems.
Conclusion: The Uncharted Territory of AGI in 2027
The emergence of AGI will redefine economies, geopolitical stability, and personal financial strategies. While it offers unparalleled opportunities for human advancement, it also presents existential risks. Whether we navigate these transitions smoothly depends on how governments, corporations, and individuals respond to the rapid onset of this new intelligence revolution.
Furthermore, as the green economy continues to gain traction, the role of AGI in optimising sustainable energy, resource management, and environmental protection will be critical. A future powered by AGI must balance technological supremacy with ecological responsibility, ensuring that progress does not come at the expense of our planet’s health.